{"id":20,"date":"2021-04-28T04:00:00","date_gmt":"2021-04-28T10:00:00","guid":{"rendered":"https:\/\/www.thebirdsongagency.com\/blog\/?p=20"},"modified":"2021-04-28T13:47:16","modified_gmt":"2021-04-28T19:47:16","slug":"home-insurance-faqs-in-georgia","status":"publish","type":"post","link":"https:\/\/www.thebirdsongagency.com\/blog\/home-insurance-faqs-in-georgia\/","title":{"rendered":"Home Insurance FAQs In Georgia"},"content":{"rendered":"<p>If you just purchased a home in or around&nbsp;Snellville, GA, you may have some questions about home insurance. We are happy to answer them and help you get exactly the coverage you need at&nbsp;Birdsong Agency Inc. Buying a new home or paying off your mortgage&nbsp;is an exciting time, and we love to be a part of protecting your assets at every stage.&nbsp;<\/p>\n<h2><strong>Common Questions About Home Insurance In Georgia<\/strong><\/h2>\n<ul>\n<li><strong>I live in a low-risk area. Do I really need insurance?<\/strong> Many homeowners have this question. Even if you do not live near a river or a high-risk area, and even if your home has all the safety features to protect it, you can still benefit from coverage because nothing&nbsp;is entirely immune from damage.&nbsp;<\/li>\n<li><strong>Is homeowner&#8217;s insurance a legal requirement? <\/strong>No, the state does not require this coverage. Mortgage companies require home insurance, and it is important to understand their requirements&nbsp;for insurance before signing any paperwork.&nbsp;<\/li>\n<li><strong>What else should I know about home insurance?&nbsp;<\/strong>Your home insurance policy likely does not cover flooding. This is an add-on in most cases. Also, if you have a unique situation, such as a collection in your garage or a rental in the backyard, it is best to cover it specifically with an umbrella policy or add-on.&nbsp;<\/li>\n<li><strong>I want to hire a contractor to add a room to my home. Will it be covered?<\/strong> You will want to purchase specific insurance for your protection during the construction project and then discuss your new home&#8217;s value for&nbsp;policy&nbsp;accuracy.&nbsp;<\/li>\n<\/ul>\n<p>Contact us at Birdsong Agency Inc. to discuss your home insurance options and possible add-ons. We serve the community of&nbsp;Snellville, GA with comprehensive insurance services.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you just purchased a home in or around&nbsp;Snellville, GA, you may have some questions about home insurance. We are happy to answer them and help you get exactly the coverage you need at&nbsp;Birdsong Agency Inc. Buying a new home or paying off your mortgage&nbsp;is an exciting time, and we love to be a part [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[13,11],"class_list":["post-20","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-birdsong-agency-inc-2","tag-snellville-ga"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.thebirdsongagency.com\/blog\/wp-json\/wp\/v2\/posts\/20","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.thebirdsongagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.thebirdsongagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.thebirdsongagency.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.thebirdsongagency.com\/blog\/wp-json\/wp\/v2\/comments?post=20"}],"version-history":[{"count":1,"href":"https:\/\/www.thebirdsongagency.com\/blog\/wp-json\/wp\/v2\/posts\/20\/revisions"}],"predecessor-version":[{"id":21,"href":"https:\/\/www.thebirdsongagency.com\/blog\/wp-json\/wp\/v2\/posts\/20\/revisions\/21"}],"wp:attachment":[{"href":"https:\/\/www.thebirdsongagency.com\/blog\/wp-json\/wp\/v2\/media?parent=20"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.thebirdsongagency.com\/blog\/wp-json\/wp\/v2\/categories?post=20"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.thebirdsongagency.com\/blog\/wp-json\/wp\/v2\/tags?post=20"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}