Homeowner’s insurance can protect your home, family, and belongings. There are many home insurance policy options available in Snellville, GA. It’s essential to choose the right policy for your needs.
What is Home Insurance?
Home insurance, also known as hazard insurance or homeowner’s insurance, is a type of property insurance that covers a private residence. It’s a policy that combines various personal insurance protections. This coverage can include losses occurring in one’s home, its contents, loss of use (additional living expenses), or loss of other homeowner’s possessions.
Another important area of coverage is a liability. A homeowner’s policy is different because it covers the property and surrounding buildings and any injuries that occur on the premises. It also protects the homeowner from legal responsibility if someone is injured on their property.
A Birdsong Agency Inc. representative can help you choose the best home insurance policy for your needs.
Is Homeowner’s Insurance Mandatory in Snellville, GA?
In most cases, homeowner’s insurance is not mandatory in Georgia. However, depending on your mortgage company or lender, you may be required to purchase coverage. Even if your home is free and clear of mortgages, you may still want to consider an insurance policy to protect your property and belongings.
Does Home Insurance Cover All Acts of Nature?
No. Most policies do not cover flood damage or earthquakes. Also, you might need additional coverage for windstorms or hurricanes. You should always read your policy carefully to make sure you understand what is and is not covered.
Your Birdsong Agency Inc. agent can help you choose the right policy for your needs. Contact us today to get started.