If you just purchased a home in or around Snellville, GA, you may have some questions about home insurance. We are happy to answer them and help you get exactly the coverage you need at Birdsong Agency Inc. Buying a new home or paying off your mortgage is an exciting time, and we love to be a part of protecting your assets at every stage.
Common Questions About Home Insurance In Georgia
- I live in a low-risk area. Do I really need insurance? Many homeowners have this question. Even if you do not live near a river or a high-risk area, and even if your home has all the safety features to protect it, you can still benefit from coverage because nothing is entirely immune from damage.
- Is homeowner’s insurance a legal requirement? No, the state does not require this coverage. Mortgage companies require home insurance, and it is important to understand their requirements for insurance before signing any paperwork.
- What else should I know about home insurance? Your home insurance policy likely does not cover flooding. This is an add-on in most cases. Also, if you have a unique situation, such as a collection in your garage or a rental in the backyard, it is best to cover it specifically with an umbrella policy or add-on.
- I want to hire a contractor to add a room to my home. Will it be covered? You will want to purchase specific insurance for your protection during the construction project and then discuss your new home’s value for policy accuracy.
Contact us at Birdsong Agency Inc. to discuss your home insurance options and possible add-ons. We serve the community of Snellville, GA with comprehensive insurance services.