When you drive your vehicle, you need to know that you are in compliance with the law but also that your vehicle is protected to the extent that you require it to be. At Birdsong Agency Inc. in Snellville, GA, we know our customers, and we give them the personalized service they deserve.
Why Auto Insurance?
Liability coverage is what the state of Georgia requires all drivers to have before they can drive their car. The minimum amount is 25/50/25. This is the insurance that protects other people from an accident for which you are responsible. It pays $25,000 for the first person injured and a total of $50,000 for all the injuries. Another $25,000 is for the property that is damaged.
Collision coverage pays for repairs or replacement to your vehicle in an accident where you are responsible, where you are the only car involved, or are the victim of a hit and run.
Comprehensive coverage covers damage to your vehicle by a variety of things other than another vehicle. It covers floods, winds, and hail. It covers theft and vandalism and large animals like deer. It also includes glass coverage.
These are the three basic coverage options, but there are other add-ons that you may want to consider.
If you have a new vehicle, it loses a lot of its value as soon as you drive it away from the dealer. If you have an accident, the amount the insurance company values your vehicle at may be less than the amount of your auto loan. You could be left with a balance even though your vehicle is gone.
Don’t Be Without Auto Insurance
When you need to renew your auto insurance or are ready for a change, give us a call at Birdsong Agency Inc. in Snellville, GA.