You’re buying a second boat or other watercraft: Congratulations! Now, it’s time to be sure your investment is protected.
Let’s take a look at three questions you’ll want to ask your insurance agent to be sure your boat is safe, no matter what happens.
Buying a Second Boat? Three Questions to Ask
1) What are the options to insure my boat?
It’s always a smart move to get insurance coverage for all the watercraft you own. Consult with Birdsong Agency Inc. and we can provide you with coverage options for your second boat in Snellville, GA.
2) Is my policy based on agreed value or actual cash value?
Both types of insurance are solid–agreed value bases your policy on the price of your boat when you buy the policy, while actual cash value includes depreciation, which can factor into both the cost of your insurance and the payout if you need to make a claim.
3) Do I have full coverage insurance?
There’s no doubt about it–accidents happen, no matter how careful you are. You’ll want to make sure you have full coverage insurance to protect you against acts of nature and accidents that occur while you’re enjoying your boat.
We’re here to help
At Birdsong Agency Inc., we’re proud to serve our customers from Snellville, GA. We’d love to chat with you about all your boating insurance needs. Give us a call or stop in today to learn more about how we can help you keep your boat safe.
When buying a boat, you may not automatically think of also promptly searching for a liability insurance policy for your new purchase. But the fact is that you need to protect the boat almost the same as you would a car.
Watercraft is a form of transportation and should be secured as such. Remember that the boat will be traveling to bodies of water, most likely behind a vehicle on busy freeways. In the event of a collision taking place where you are not at fault, the policy can be used for repairs to your watercraft.
Liability Boat Insurance: Why Do You Need It?
Even though boat liability insurance is not legally required in the state of Georgia, it is still a great idea to be proactive and secure your investment.
Accidents can happen on the water almost as easily as they can on the road. If you find yourself in this situation and have maintained a liability policy for your boat, damage to boats and any other property can be covered. This includes injuries to the parties involved.
Also, in the event that a collision causes fuel spillage, the policy can cover that as well.
Get The Right Coverage For Your Boat
For more information on how a boating liability policy can provide you with the coverage you need, contact the experts. Birdsong Agency Inc. in Snellville GA has experienced agents waiting to assist you with your boat liability insurance.
Your boat needs to remain safeguarded on and off the water, and an insurance policy is the best way to accomplish that. Make sure to take care of your investment, because you never know what could happen otherwise.
Contact Us Today
Call or email Birdsong Agency Inc. today or stop by our office in Snellville, GA to start protecting your boat today.
Spending time on the water in the summer months can be great fun. But it’s not as enjoyable if you’re worried about whether your boat is properly protected. Before you head out to any of the local waterways, stop in at Birdsong Agency Inc. if you’re in the Snellville, GA area. We can help you find the right boat insurance policy for your needs, so you can focus on the fun and not on your boat’s coverage. When you have the right policy for your boat, you have the opportunity for a lot more peace of mind.
Boat Insurance: What You Need To Know
Choosing the right type and level of policy doesn’t have to be confusing. When you work with trusted, knowledgeable agents you can get the help and support that’s important to you. Then you’ll feel confident with the policy you choose for your boat insurance. Going out on the water is something a lot of people spend the cooler months thinking about, and when summer arrives they’re ready to get going. But taking a few minutes to make sure your insurance is up-to-date is worth it for the protection you’ll have.
Whether you already have a policy and want to make sure it’s updated, or you’ve purchased a boat and need proper coverage for it for the first time, there’s help available. There’s no reason you need to settle for anything less than a quality policy that meets your needs. Working with agents who handle watercraft insurance is the best way to make sure you’re getting the very best coverage.
Give Us A Call
If you’re in the Snellville, GA area and in need of boat insurance for your summer adventures on the water, Birdsong Agency Inc. is here and ready to help. You can trust our agents to find you the best coverage, so you can focus on the fun, and not on the coverage
Boats can be a ton of fun, and if you look after your boat well, you can make fun trips on the water with it for years. But unfortunately, as with many things, certain situations can put a real damper on using your boat. If you make sure you have boat insurance and the right boat insurance coverage, you can enjoy your boat as freely as possible.
We at Birdsong Agency Inc. in Snellville, GA proudly offer boat insurance to residents in the state of Georgia. We will show you quotes from our various providers to help you choose the best quote for you and your boat.
Coverage for your boat
You can insure your boat for many things. A couple of these include:
- Damage to your boat. Your insurance should cover damages caused by others while you are in the water, but also damage caused by being parked. Think: a car drives into your boat while it is parked.
- Your boat gets stolen. This one is pretty self-explanatory, and definitely, an important point to consider.
- There is damage to your boat or yourself. In the horrible case of an accident, you might need medical attention or your boat requires repairs. If you include this in your insurance, you can claim these expenses back.
If you want to discuss boat insurance with one of our advisors as soon as possible, give Birdsong Agency Inc. in Snellville, GA a call or request our quotes on our website. Our agents can help you with your boat insurance, but also advise you on further safety measures for your boat and licenses required by yourself and potential visitors to you.