Click to CallA classic vehicle needs to be insured like any other car, except for specialized coverage. Classic car insurance is designed for vehicles that fall under the vintage or antique scope. Classic policies often cover more than standard car insurance but have higher premiums. If you’re unsure if classic car insurance suits you, contact an agent at our Birdsong Agency Inc. in Snellville, GA.
What Classic Car Insurance Covers
One would want classic car insurance for their vintage vehicle because the coverage is determined by an agreed value between you and an insurance agency. The coverage will ensure that vehicle owners will get adequate coverage if there is any damage or accidents to the vehicle.
In addition, they include premiums for replacement parts for that specific vehicle. By changing vehicle parts to the same replacement quality, the car doesn’t lose any value, which can be extremely important when protecting the value of classic cars.
Lastly, classic car insurance will include emergency roadside assistance and transportation expense reimbursement. While the standard car insurance has this feature in some policies, this coverage is designed to be more careful when transporting your vehicle.
Are Premiums Higher for Classic Cars?
Premiums are often higher for classic car insurance due to the payout of accidents or replacing spare parts. In addition, some classic cars may not be accepted onto plans or have high premiums due to exceeding certain mileage limits. Before getting classic insurance for your vehicle, you’ll want to discuss coverage in detail with an agent.
How to Get the Right Coverage
A professional at our Birdsong Agency Inc. in Snellville, GA can help talk to you through specific coverage. We can help research and compare the best options for your vehicle. In addition, we can also help you determine what type of added coverage you may need. That said, all you will need to do is call.
