Click to CallThere is nothing quite like the feeling of freedom you get when taking to the highways of Snellville, GA, on a motorcycle. Whether it’s for business or pleasure, it is a pleasurable experience. At Birdsong Agency Inc, our agents are available to answer any questions you have about motorcycle coverage.
Do You Need Motorcycle Insurance?
Unlike some states that do not require insurance for motorcycles, Georgia does require owners to have limited liability insurance. The coverage is for bodily injury per person and per accident, as well as property damage.
Motorcycle owners cannot register their bikes without proof of insurance. If you ride your motorcycle without insurance, you can face a suspended license, fines, or a misdemeanor charge. You can even have your bike impounded. If your bike becomes uninsured, your initial registration can also be suspended.
As the operator of the motorcycle, you must have proof of insurance in your possession whenever you are operating your motorcycle.
Are There Any Exceptions To Having Motorcycle Insurance?
There are a couple of exceptions when insurance is not required for your motorcycle. An insurance policy is for motorcycles that access public roads.
Dirt bikes used for off-road riding typically do not require insurance. If your dirt bike is leased or financed, the lender may require that you have full insurance coverage, including collision and comprehensive.
Mopeds that are under 50cc and do not go more than 30 mph are also exempt from insurance. If you have a moped over 50cc and/or that can exceed 30 mph, then it is considered a motorcycle and must have the required insurance.
Contact Us
Birdsong Agency Inc can help ensure that anytime you are riding your motorcycle in Snellville, GA, you are in compliance with Georgia law. Call us today and be ready to roll tomorrow.
