Click to CallIf you own a classic car that you use seasonally, particularly between spring and fall, you might be considering a seasonal insurance plan that protects your vehicle only when it’s in use. If you’re located in Snellville, GA, switching to "lay-up" or "storage-only" coverage may be possible for your specific classic car make and model. At Birdsong Agency Inc., we’ll guide you through the process to determine if you qualify and to find find a suitable policyr needs.
How Seasonal Classic Car Policies Work
Seasonal classic car insurance in Georgia provides the following coverage:
- Comprehensive: Protects against fire, vandalism, falling trees, and even theft.
- Agreed-Value Payout: Locks in your collectible’s value without depreciation risks.
- Spare-Parts Coverage: Covers hard-to-find parts, such as trim and NOS parts.
What to Remember
When using seasonal insurance in Georgia, here’s what you should remember:
- No Collision/Liability Protection: This protection is removed with seasonal policies while the vehicle is off public roads. However, this can reduce premiums by up to 50%.
- Liability is Required: You’ll still require liability insurance as soon as you decide to take your classic vehicle out of storage and onto the open road.
- Title/Registration: Georgia provides an antique plate for those interested in seasonal policies.
Comparing your classic car insurance policies with standard insurance policies is a way to determine which route is best for you. If you only use your classic car during road shows and at certain times of the year in Snellville, GA, we can help you find a policy that’s just right. For more information about classic car insurance near you and which policies you qualify for, contact Birdsong Agency Inc. today.
