Does Classic Car Insurance Cover Transport?

Posted on December 31, 2025December 11, 2025 by admin

Classic car owners in Snellville, GA who showcase their vehicles at classic car shows will want to ensure their valuable cars have the right type of coverage. The good news is that classic car insurance typically covers the cost of transporting a car to and from a show; however, there are several coverage options, and it’s good to know which type of transport is covered in advance of an important event. Learn more from the professionals at the Birdsong Agency, Inc.

Open Transport

Open transport is the most affordable transport option, which means coverage for this type of transport will often cost less than coverage for other transport options. As the name implies, using open transport means that the car is exposed to the elements while it’s being transported from the owner’s garage to the event. Thus, it’s at risk of damage from weather, the elements, or a traffic incident.

Enclosed Transport

If you want to ensure your vehicle has proper protection during transportation to and from car shows, it may be wise to ask your insurer about coverage for enclosed transport. The vehicle won’t be exposed to the elements and will have some protection in the event of an accident.

Specialized Transport

For unique or very valuable classic cars, regular transport isn’t enough. You’ll want to make sure your classic car insurance policy covers specialized transport. Specialized transport is purpose-built for classic cars and has amenities designed to protect cars as they’re moved from one place to another.

Contact the Birdsong Agency, Inc for More Information

The Birdsong Agency, Inc, serving Snellville, GA, offers a huge range of vehicle insurance policy options. Call us if you’re looking for a classic car insurance policy, and we’ll help you review your options and pick coverage that meets your needs.

Does Georgia Require All Motorcycle Riders To Have Insurance?

Posted on November 28, 2025November 11, 2025 by admin

There is nothing quite like the feeling of freedom you get when taking to the highways of Snellville, GA, on a motorcycle. Whether it’s for business or pleasure, it is a pleasurable experience. At Birdsong Agency Inc, our agents are available to answer any questions you have about motorcycle coverage.

Do You Need Motorcycle Insurance?

Unlike some states that do not require insurance for motorcycles, Georgia does require owners to have limited liability insurance. The coverage is for bodily injury per person and per accident, as well as property damage.

Motorcycle owners cannot register their bikes without proof of insurance. If you ride your motorcycle without insurance, you can face a suspended license, fines, or a misdemeanor charge. You can even have your bike impounded. If your bike becomes uninsured, your initial registration can also be suspended.

As the operator of the motorcycle, you must have proof of insurance in your possession whenever you are operating your motorcycle.

Are There Any Exceptions To Having Motorcycle Insurance?

There are a couple of exceptions when insurance is not required for your motorcycle. An insurance policy is for motorcycles that access public roads.

Dirt bikes used for off-road riding typically do not require insurance. If your dirt bike is leased or financed, the lender may require that you have full insurance coverage, including collision and comprehensive.

Mopeds that are under 50cc and do not go more than 30 mph are also exempt from insurance. If you have a moped over 50cc and/or that can exceed 30 mph, then it is considered a motorcycle and must have the required insurance.

Contact Us

Birdsong Agency Inc can help ensure that anytime you are riding your motorcycle in Snellville, GA, you are in compliance with Georgia law. Call us today and be ready to roll tomorrow.

Is It Possible To Combine Boat/Watercraft Insurance With an Existing Policy in Snellville, GA?

Posted on October 31, 2025October 16, 2025 by admin

Investing in boat/watercraft insurance is essential if you enjoy seasonal or recreational time on the water. Residents in the area of Snellville, GA, who are considering boat or watercraft insurance for liability, collision, or theft protection may want to combine existing insurance policies for cost savings. At Birdsong Agency Inc., we assist clients, ensuring optimal protection year-round.

Many insurers provide policy bundles that help reduce insurance rates and policy costs, and are much more convenient to manage. Bundling eligibility may depend on the type of watercraft you own, such as a sailboat or a Jet Ski. Working with an insurance agency is a way to determine whether a combined policy is ideal.

Opting to bundle your boat and watercraft insurance through multipolicy solutions typically results in discounts while providing the coverage you are seeking. Additionally, when you choose to bundle your boat and/or watercraft insurance policy with an existing policy, it is much easier to manage your coverage. Simplified policy management helps streamline the process of paying for what you need without sacrificing convenience.

Additionally, combining boat and watercraft insurance policies with existing insurance policies can result in improved coverage alignment, preventing you from overlaps or gaps in coverage. Working with the right agent can make all the difference. Understanding your options while combining insurance policies provides peace of mind and long-term coverage, whether you’re a seasonal or recreational boat and/or watercraft owner.

Anytime you are considering boat/watercraft insurance, it’s essential to consider your options. Combining your boat and watercraft insurance with an existing policy can significantly reduce your insurance rates while providing maximum protection and coverage. To learn more about your boat and watercraft insurance options in or near Snellville, GA, contact Birdsong Agency Inc.

Why Suburban Atlanta Homeowners Need Flood Insurance

Posted on September 30, 2025September 19, 2025 by admin

Did you know that having home insurance doesn’t always mean you are covered for floods? Many Atlanta homeowners mistakenly assume their home insurance automatically covers property damage or loss caused by natural disasters and floods.

The best way to ensure your home and family are fully protected from a variety of risks, including flooding, is to review your current home insurance policy with a licensed local professional like the experts at Birdsong Agency Inc. in Snellville, GA.

Why Suburban Atlanta Homeowners Need Flood Insurance

Increasing Weather Risks

Living in the tranquil, tree-lined streets of suburban Atlanta neighborhoods offers many benefits, but it also comes with risks. Homeowners often overlook the increasing number of severe weather-related events that can cause extensive flooding when structuring their home insurance policies.

The good news is that you can get coverage for flooding caused by severe storms, local infrastructure damage, and coastal flooding by investing in a comprehensive flood insurance policy.

Your Homeowners Insurance Probably Won’t Cover It

Standard homeowners’ insurance does not typically cover flood-related costs caused by torrential rains, downpours, overflow from nearby rivers and streams, or rapid urban development that increases water runoff.

Extensive flood damage can affect your home’s foundation, render electrical systems inoperable, wash out appliances, and ruin interior and exterior furniture.

Get Flood Insurance in Atlanta Suburbs

The benefits of having flood insurance include financial protection that can cover structural damage to your home’s exterior, interior damage, personal property, and provide a quick recovery for families affected by floods.

With the influx of heavy rainstorms, tornadoes, and local flooding, suburban Atlanta homeowners must safeguard their families, personal property, and home interiors.

Contact the local professionals at Birdsong Agency Inc. in Snellville, GA, to ensure you have adequate flood insurance protection for your home and family today!

When is it Recommended to Get Life Insurance?

Posted on August 29, 2025August 20, 2025 by admin

It’s never too early or too late for residents of Snellville, GA, to consider life insurance. Younger individuals may not see it as a priority and wonder why it’s needed, while older adults may start thinking about it as they plan for their family and future retirement. Senior citizens often question the benefits of life insurance at their age. No matter your stage in life, at Birdsong Agency Inc., we’re here to answer your questions, discuss the pros and cons of when to buy, and provide recommendations tailored to your needs.

Reasons to Buy Life Insurance

Younger

As a young person in good health, premiums are typically lower, and getting approved for a policy is usually straightforward. For young adults who have started a family or plan to in the future, a permanent policy is a step toward long-term financial security. Additionally, a life insurance policy offers protection in case the policyholder experiences a serious illness.

Older

As you age, financial responsibilities often increase. A policy with affordable premiums can help manage these obligations and provide financial security in the event of sudden death, ensuring your family isn’t left without income. It can also cover final expenses.

Seniors

Premiums for senior citizens are generally higher, but life insurance can serve multiple purposes. It can provide financial support for a spouse, help pay off existing debts, offer access to withdraw money from the policy for supplemental income, and cover final expenses.

Contact Us

If you live in Snellville, GA, are moving to the area, or planning to retire here, and are wondering if life insurance is important, contact our team at Birdsong Agency Inc. We’ll discuss the benefits of various life insurance policies, including term, whole, and universal options, so you can make an informed decision about when coverage is right for you.

How Georgia Summers Can Impact Your Vehicle (and What to Do About It)

Posted on July 31, 2025July 21, 2025 by admin

Traversing the Georgia roads during the summer comes with its own set of challenges. The intense summer heat can affect your vehicle in ways you might not expect, making it crucial to prepare in advance. Below, we’ll explore how Georgia summers can impact your vehicle and what steps you can take to mitigate these risks. When you’re ready to find the coverage you need to maintain peace of mind and keep your vehicle protected, trust Birdsong Agency Inc. in Snellville, GA to help you secure the right policy.

Navigating Summers in Georgia: Essential Car Safety Tips

One of the primary concerns for car owners in Georgia is the heat. High temperatures can put significant stress on your vehicle. If your car isn’t driven frequently, your tires may develop dry rot. Overinflating your tires during hot weather can lead to blowouts on the road. Additionally, extreme heat can affect your vehicle’s battery, potentially causing it to malfunction. To prevent these issues, keep your car covered and cool, regularly inspect your tires for signs of dry rot, and avoid overinflating them when adding air.

Another concern is flash flooding. Tropical storms can lead to sudden road flooding, creating hazardous driving conditions. Stay informed about weather forecasts and be prepared for wet roads or severe flooding in your area.

Protect Your Vehicle with Birdsong Agency Inc.

While regular maintenance is essential for staying safe during Georgia summers, car insurance provides an added layer of protection in the event of accidents or emergencies, such as floods. At Birdsong Agency Inc. in Snellville, GA, we’re here to help you find the right policy to keep you safe on the road. Compare quotes with us today!

SeaDoos and Safety

Posted on June 30, 2025June 17, 2025 by admin

Legally, a personal watercraft (PWC) refers to a vehicle commonly known by brand names such as Sea-Doo, WaveRunner, or Jet Ski. These names are examples of generic trademarks. While PWCs are often seen as fun recreational vehicles, it’s important to remember that they can be dangerous if proper precautions are not taken. By law, you are required to wear a life jacket, use an emergency engine cutoff lanyard, and have a Coast Guard-approved B-1 fire extinguisher on board. Additional legal safety requirements include carrying a signaling device, such as a whistle or horn, and ensuring your PWC has a functioning backfire flame arrestor with a passive ventilation system. You must also display your registration numbers, letters, and validation decals, and be prepared to present your vessel registration upon request.

Safety Tips for PWC Users

In addition to the legal requirements, it’s wise to carry a VHF radio or cell phone for emergencies. A first aid kit can be invaluable, and a bilge pump is helpful if your PWC becomes waterlogged. Always stay alert to boat traffic, as other vessels may not anticipate your PWC’s quick response or short turning radius. Maintain a safe distance from others, and always check both ways and behind you before turning. Avoid attempting to spray others with your PWC, as this is not only rude but also unsafe. If you’re falling off the craft, let go and move away to avoid injury. If your PWC overturns, follow the instructions on the stern to right it. Avoid operating in shallow water, bad weather, or low-visibility conditions.

Contact Birdsong Agency Inc. in Snellville, GA

If you’re in the Snellville, GA area, contact Birdsong Agency Inc. for boat and watercraft insurance to ensure you’re adequately covered.

Can You Obtain Classic Car Insurance Seasonally in Georgia?

Posted on May 30, 2025May 25, 2025 by admin

If you own a classic car that you use seasonally, particularly between spring and fall, you might be considering a seasonal insurance plan that protects your vehicle only when it’s in use. If you’re located in Snellville, GA, switching to "lay-up" or "storage-only" coverage may be possible for your specific classic car make and model. At Birdsong Agency Inc., we’ll guide you through the process to determine if you qualify and to find find a suitable policyr needs.

How Seasonal Classic Car Policies Work

Seasonal classic car insurance in Georgia provides the following coverage:

Comprehensive: Protects against fire, vandalism, falling trees, and even theft.
Agreed-Value Payout: Locks in your collectible’s value without depreciation risks.
Spare-Parts Coverage: Covers hard-to-find parts, such as trim and NOS parts.

What to Remember

When using seasonal insurance in Georgia, here’s what you should remember:

No Collision/Liability Protection: This protection is removed with seasonal policies while the vehicle is off public roads. However, this can reduce premiums by up to 50%.
Liability is Required: You’ll still require liability insurance as soon as you decide to take your classic vehicle out of storage and onto the open road.
Title/Registration: Georgia provides an antique plate for those interested in seasonal policies.

Comparing your classic car insurance policies with standard insurance policies is a way to determine which route is best for you. If you only use your classic car during road shows and at certain times of the year in Snellville, GA, we can help you find a policy that’s just right. For more information about classic car insurance near you and which policies you qualify for, contact Birdsong Agency Inc. today.

What’s the Best Type of Motorcycle Insurance for Me?

Posted on April 30, 2025April 21, 2025 by admin

Shopping for motorcycle insurance might seem straightforward. You purchase a policy, then ride around safely knowing you’re covered. But much like it is with auto insurance, there are multiple types of motorcycle insurance that you need to be aware of and choose from to receive the coverage that you deserve. What are these? We take a closer look at the different types of motorcycle insurance to help you better understand your options and craft a policy that works for you. When you’re ready to start shopping, the team here at Birdsong Agency Inc. in Snellville, GA is ready to help!

What Is the Best Type of Motorcycle Insurance to Buy?

The best type of motorcycle insurance to purchase is one that helps you feel safe on the road and guarantees you the least amount of headaches should your bike become damaged or should you or another driver become injured while you’re on the road. Types of motorcycle insurance that you should inquire further about when you’re shopping around for policies include basic forms of insurance like collision and liability, comprehensive insurance to help you fully deal with the costs of an accident, and insurance add-ons like interruption coverage (for when your bike breaks down and you need to pay additional costs before you’re able to get back on the road again), roadside assistance, and additional coverage for any customizations that you’ve made on your bike. Consider which policies will benefit you the most, and then invest in motorcycle insurance that best supports your needs.

Ensure Your Motorcycle is Properly Covered With Birdsong Agency Inc.

If you need help finding motorcycle insurance or want to ensure you’re getting the best rates, we can help. Compare motorcycle quotes with us today at Birdsong Agency Inc. in Snellville, GA!

Can Boat Insurance Replace a Stolen Boat?

Posted on March 28, 2025March 23, 2025 by admin

As the boating season draws near, our team of experienced insurance professionals at Birdsong Agency Inc. in Snellville, GA, is committed to ensuring you and your boat are protected both on and off the water. The lake may be your sanctuary, a place where you can unwind, let your guard down, and appreciate the beautiful view as you drift away from the shore and the day-to-day challenges of life. However, like your car or house, your boat is an asset and is not immune to real-world problems such as theft, damage, and liability-related issues.

Like your other assets, your boat needs protection from liability and theft. You might wonder if the boat or watercraft insurance can cover the costs of replacing a stolen boat. While we can’t provide specific advice, we can guide you on what watercraft insurance generally covers in the event of boat theft. For more specialized support, feel free to contact us.

Does Boat Insurance Cover a Stolen Boat?

Depending on the comprehensiveness of your boat insurance coverage, it may cover the costs associated with replacing a stolen boat. However, you’ll need to review the terms of your insurance to be certain. Not every boat insurance policy offers this coverage, but comprehensive watercraft insurance policies potentially do.

If you’re unsure whether your policy covers theft, contact our office, and we can help you understand your insurance policy’s coverage.

Get in Touch with Birdsong!

For more information on how to protect your boat, reach out to Birdsong Agency Inc. in Snellville, GA!

Insurance Blog

Birdsong Agency Inc

Get a Quote, Instantly!

Open Transport

Enclosed Transport

Specialized Transport

Contact the Birdsong Agency, Inc for More Information

Do You Need Motorcycle Insurance?

Are There Any Exceptions To Having Motorcycle Insurance?

Contact Us

Why Suburban Atlanta Homeowners Need Flood Insurance

Increasing Weather Risks

Your Homeowners Insurance Probably Won’t Cover It

Get Flood Insurance in Atlanta Suburbs

Reasons to Buy Life Insurance

Younger

Older

Seniors

Contact Us

Navigating Summers in Georgia: Essential Car Safety Tips

Protect Your Vehicle with Birdsong Agency Inc.

Safety Tips for PWC Users

Contact Birdsong Agency Inc. in Snellville, GA

How Seasonal Classic Car Policies Work

What to Remember

What Is the Best Type of Motorcycle Insurance to Buy?

Ensure Your Motorcycle is Properly Covered With Birdsong Agency Inc.

Does Boat Insurance Cover a Stolen Boat?

Get in Touch with Birdsong!

Archives

Categories

Insurance Blog

We're Here to Help

States Served